First Texas Bank offers competitive rates and a variety of terms up to 12 months.

The minimum deposit required to open a CD is $1,000.

Certificates may be set up for automatic renewal and left in the Bank's safekeeping vault for your convenience.

You will be notified in advance of renewal options.

 

First Texas Bank offers fixed and variable rate accounts.

An IRA may be opened with as little as $100 for a variable rate IRA or $1000 for a fixed rate IRA. A fixed rate IRA may be for 12, 18, or 24 months.

Deposits up to IRS limits may be made to a variable IRA.

Interest is compounded and paid monthly to the IRA.

You may begin withdrawals at age 59-1/2 without penalty.