Free Business Checking*
With the Free Business Checking account, there is no monthly service charge and no minimum balance requirements. Plus you will receive all of the wonderful benefits of First Texas Bank's hometown community spirit and our superior local Customer Service.
More Information
- $100 minimum to open account
- Monthly E-Statement** with check images
- Free Debit Card
- Free Online Banking
- Free Telephone Banking
- No minimum balance to avoid service charge
- Transaction Limitations: Account must maintain fewer than 40 paper debits and 40 paper credits per statement cycle (unlimited electronic items).
**If you have not enrolled in E-Statements, within 14 days of account opening, your Free Business Checking will be modified to a Business Checking with no check images
Business Checking*
Our Business Checking account is designed for our business customers who want to receive their statements by mail. Plus you will receive all of the wonderful benefits of First Texas Bank's hometown community spirit and our superior local Customer Service.
More Information
- $100 minimum to open account
- Monthly Statement with or without Check Images
- Monthly Statement Fee
- E-Statements: No Charge
- Mailed No Check Images: $7.00
- Mailed with Check Images: $12.00
- Free Debit Card
- Free Online Banking
- Free Telephone Banking
- No minimum balance
- Fees:
- Credits (First 40 free) - $0.50 per item
- Debits (First 80 free) - $0.15 per item
- Transaction Limitations: Account must maintain fewer than 40 paper debits and 80 paper credits per statement cycle (unlimited electronic items).
**If you do enroll in E-Statements within 14 days of account opening, you will pay a Monthly Mailed No Check Images Statement Fee.
Business Interest Checking*
The First Texas Business Interest Checking account is designed for our business customers who want to earn interest plus have great benefits and flexibility with their account. You will also receive our superior local Customer Service.
More Information
- $100 minimum to open account
- Monthly E-Statement or Mailed Monthly Statement with Check Images
- Free Debit Card
- Free Online Banking
- Free Telephone Banking
- Interest Rates are available upon request
- Service Charges:
- $15.00 service charge if average daily balance is below $2,500
- Fees:
- Deposited items (first 75 free) - $0.04 per item
- Credits (first 15 free) - $0.50 per credit
- Debits (first 50 free) - $0.15 per item
- Unlimited Electronic Items
Note: Activity Fee is assessed regardless of the balance. Service Charge is assessed regardless of the activity. Please be aware that this account is not available to for profit corporations or partnerships.
Business Analysis Checking
The First Texas Business Analysis Checking account is designed for our business customers that have high activity on their accounts. This account features an earnings credit calculated on the investable balance, which is applied to reduce fees on this account. You will also receive the wonderful benefits of First Texas Bank's hometown community spirit and our superior local Customer Service.
More Information
- $100 minimum to open account
- Monthly E-Statement or Mailed Monthly Statement with Check Images
- Free Debit Card
- Free Online Banking
- Free Telephone Banking
- Fees:
- Account Maintenance Fee - $15.00 per month
- Deposited Items - $0.04 per item
- Credits Posted - $0.50 per item
- Debits Posted - $0.15 per item
- Please contact a Customer Service representative for our current fee schedule for all other analyzed fees.
Money Market*
The First Texas Business Money Market account is designed for our business customers who want to earn interest with their account. In addition, you will receive the wonderful benefits of First Texas Bank's hometown community spirit as well as our superior local Customer Service.
More Information
- $2,500 minimum to open account
- Monthly E-Statement or Mailed Monthly Statement with Check Images
- Free Debit Card
- Free Online Banking
- Free Telephone Banking
- Tiered interest rates are available upon request
- Unlimited lobby withdrawals
- Service Charges: $15 service charge if average daily balance is below $5,000
- Transaction Limitations: You may make no more than six preauthorized withdrawals, automatic, computer, or telephone transfers, checks, drafts, or debit card transactions or other similar transactions to third parties from your account per statement cycle.
- An excessive withdrawal fee of $10.00 will be charged for each withdrawal in excess of 6.
*Any Account with excessive activity could result in an account modification. Prior to any account modification, the bank will provide you with a 30 day notice.
