Personal & Mortgage Loans
First Texas Bank can finance your dream from the ground up. Because we are a locally-owned and operated bank, we can provide the flexibility and quick turnaround you need on your loan. We also realize that each individual is different and has unique needs. At First Texas Bank, we will tailor a financial plan to fit your needs.
Various Loan Options
Are you searching for the perfect location to build your home? Once you find it, let us help you with your Lot Loan. Or if you desire peace and quiet, with multiple acres outside a subdivision, talk to us about a Land Loan. With either setting, we can also provide the Construction Loan that you will need to build your dream. Once your home is completed, we can help you decide on the best Home Loan available to you. Our goal is to turn your dream into a reality and turn your house into a home. When you're ready for renovations, we can talk to you about options for a Home Improvement Loan. Is it a new kitchen, adding an extra room, or replacing a deck? You make the choice.With our Small Dollar Loan Program, First Texas Bank can offer quick decisions for your consumer needs.
| Small Dollar Loan Program | |
|---|---|
| Amount | $2,500 or less |
| Term | 90 days or more |
| Annual Percentage Rate (APR) | Please call for current rate. |
| Fees | No origination fees. |
| Underwriting | Streamlined with proof of identity, address, and income, and a credit report to determine loan amount and repayment ability; loan decision within 24 hours. |
| Optional Features | Savings Financial Educational Seminars offered bi-annually. Ask us for details. |
Drop by any of our locations today to visit with an experienced Loan Officer.
| First Texas Bank Loan Officers | |
|---|---|
| Officer Name | NMLS ID |
| Lori Andersonlanderson@firsttexasbank.com | 475468 |
| Janelle Cookseyjcooksey@firsttexasbank.com | 475469 |
| Alma Jellisonajellison@firsttexasbank.com | 475472 |
| Kerrie Martinezkmartinez@firsttexasbank.com | 475473 |
| Travis Perthuis tperthuis@firsttexasbank.com | 685731 |
| Steven Stinson sstinson@firsttexasbank.com | 475474 |
